Agreement for Research and Advisory Services

1. General Terms and Acceptance

This Agreement is between the Client (referred to as "You" or "Client") and CapitalLyft (SEBI Registered Research Analyst - INH000020934, referred to as "RA" or "We"). By subscribing to, accessing, or utilizing any research or advisory services provided by the RA, you unconditionally agree to these Terms and Conditions.

2. Scope of Services

The RA is registered solely to provide Research Analyst services. The scope of service includes providing research reports, market analysis, and non-binding advisory recommendations on securities/financial products (Equity Cash, F&O, Commodity F&O, as per subscription plan).

• The service is strictly advisory. The RA does not offer Portfolio Management Services (PMS), trading account handling, fund management, or guaranteed returns.
• Recommendations will include entry price, target price, and mandatory stop-loss levels, along with the investment horizon.
• Delivery is typically via dedicated channels (Email/SMS/App notification), as defined in the specific service plan.

3. Client Obligations and Declarations

The Client hereby acknowledges and declares the following:

• The Client has read and understood the risks associated with capital market investments.
• The Client agrees to execute all trades through their own registered broker/account and will NEVER share trading credentials (login ID/password) with the RA.
• The Client understands that all investment decisions taken based on the RA's advice are solely their responsibility.
• The Client has provided accurate KYC and risk profile information during onboarding.

4. Fees, Payment, and Refunds

• Fee Structure: Fees are fixed for the duration of the subscription period (e.g., monthly, quarterly, yearly), as detailed on the Pricing page of the website. Fees are collected in advance.
• Payment Modes: All payments must be made only to the designated bank account published on the RA's official website (Disclosure page). The RA will not be liable for funds transferred to any other account.
• Refund Policy: Fees paid are generally Non-Refundable. Refund requests will only be considered under exceptional circumstances, such as demonstrable failure by the RA to provide the contracted service, and will be reviewed on a pro-rata basis at the RA’s sole discretion.
• GST: All fees are inclusive of GST or other applicable taxes, as mandated by the Government of India.

5. Confidentiality and Data Usage

The RA is committed to protecting your personal and financial information as per the Privacy Policy document available on the website. Client-specific investment advice is confidential and for the client’s use only. The Client agrees not to redistribute, share, or publish the RA's research reports or recommendations. Unauthorized sharing constitutes a breach of this Agreement.

6. Conflicts of Interest

The RA affirms that it maintains independence and has implemented policies to manage and disclose conflicts of interest, as detailed in the Regulatory Disclosure. The RA, its directors, or employees may hold positions in securities covered in the research reports, which will be disclosed in the relevant report if a material conflict exists.

7. Grievance Redressal and Jurisdiction

• Complaints: All complaints must be submitted in writing to the Grievance Officer via email (info@capitallyft.in) or postal mail (New Palasia, INDORE, MADHYA PRADESH, 452001).
• Redressal: Complaints will be acknowledged within 7 working days, and a resolution will be attempted within 30 days.
• Escalation: If the Client is unsatisfied, they may escalate the grievance to SEBI via the SCORES portal (scores.sebi.gov.in/).
• Jurisdiction: This Agreement is governed by the laws of India. All disputes arising hereunder shall be subject to the exclusive jurisdiction of the courts in Indore, Madhya Pradesh.

8. Termination of Agreement

This Agreement may be terminated by either party with 30 days written notice. Termination by the Client does not entitle the Client to a refund of subscription fees, except as provided in the Refund Policy (Section 4). The RA may terminate the agreement immediately without notice if the Client breaches any term, including unauthorized sharing of research.

BY PROCEEDING WITH THE SUBSCRIPTION, YOU ACKNOWLEDGE THAT YOU HAVE READ, UNDERSTOOD, AND AGREED TO THESE TERMS AND CONDITIONS IN THEIR ENTIRETY.